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The Complete Guide to Getting a Grant: How to Turn Your Ideas into Dollars by Laurie Blum
Click here to find out more
Great guide written for both individuals and companies, provides strategies for developing good ideas, deciding on the appropriate funding source and writing the proposal. Features an appendix listing hundreds of available resources. 
Secrets of Self-Employment: Surviving and Thriving on the Ups and Downs of Being Your Own Boss by Sarah Edwards, Paul Edwards
Click here to find out more
Being your own boss, as anyone who's tried it can attest, is not as easy as it looks. The rewards can be great, but hurdles abound -- and many fledgling entrepreneurs never manage to get beyond the latter in order to enjoy the former. Well-known experts Sarah & Paul Edwards believe it can be done, though, and present solid tips for thriving  as well as surviving in Secrets of Self Employment, an expanded version of one of their popular early works.
Home-Based Business for Dummies by Paul Edwards, Sarah Edwards, Peter Economy
*
 
GETTING A FINANCIAL PICTURE
CONTROL IS THE BASIS OF EFFECTIVE MANAGEMENT
If you want run successful business you should have real financial picture of a business. Accurate, up-to date records are very important for every aspects of your business. It's certainly not fun, but without accurate records, you simply cannot run a successful business. It is much easier to deal with various tax departments of government or with your banker if your records are complete & comprehensible.
Good records will improve your control of cost, help you keep track of your own operations and they will also tell potential lenders or investors about your managerial capabilities.
Your accountant can help you set up your records and books or you can do that by yourself. Whether you choose to do, make sure you know what to record.
Managing a small business or a large corporation, remember, fundamentals are the same:
Collect your money as quickly as possible.
Keep track of all received business documents.
Control your purchases and payments.
Keep track of cash or other payments received from your customers.
Store important business records in a safe place (fire-proof lockable cabinets or bank safe)
Keep track of all business transactions.
SUCCESS OF YOUR BUSINESS IS DIRECTLY RELATED TO HOW WELL YOU USE YOUR RESOURCES.
PROJECTED INCOME STATEMENT
It is document prepared by you or your accountant, helps to predict expenses and revenues for the first year.  Try to answer:

What are your predicted sales for first year?
How much it will cost to produce your product or service?
How much are your other operating costs?
Which of your operating expense allow you to be flexible (advertising, salaries, etc.)
What profit or loss you expect?

Entrepreneurs Are Made Not Born by Lloyd E. Shefsky
Click here to find out more
Many Americans want to join the ranks of the successful entrepreneurs. They'd love to pick the brains of the self made moguls. Now they can with this treasure chest of how-to wisdom from 200 magnates and "intrapreneurs" such as Ben Cohen (Ben & Jerry's), Fred Smith (Federal Express), and Debbi Field (Mrs. Field's Cookies).
What No One Ever Tells You About Starting Your Own Business: Real Life Start-Up Advice from 101 Successful Entrepreneurs by J. Norman
Using more than 100 interviews with seasoned entrepreneurs, the author guides you through every stage of business start-up-from planning to marketing - & provides eye-opening lessons from successful business owners who've learned the hard way. Paper. DLC: New business enterprises Management. 
GETTING STARTED
Financial planing is similar to planing a vocation. You must ask yourself basic questions:

Where are we going?
What will it cost?
How are we going to get there?
How are we going to pay for it?

It is essential to determine the costs of starting your venture and know how much capital is required before you begin.
Your financial planing will serve you better and prove your professionalism when you go out in search for financing. It is good idea to prepare BEST, WORST, and MOST LIKELY case scenarios.
The funds you'll require fall into two main categories:

- INITIAL COSTS - land, building, fixtures, supplies, equipment, cars, trucks, licenses and permits, decorating and remodeling,  starting inventory, utility installation fees, promotion for opening and unexpected expenses.

- OPERATING COSTS - day-to-day costs such as rent, supplies, salaries, taxes, rising inventories, insurance, advertising, distribution,  repayment of loan and interest car expense or travel, other financial expenses (sales discounts, bad debts), professional services (lawyers, business consultants, accountants etc) and many other business costs depends on type of business.

CASH FLOW FORECAST
It is very important to calculate your cash flow. Take time to anticipate when cash will be short, because sales and revenues of business are rarely constant. Some businesses are seasonal, others extend credit to customers etc. Cash flow planning help you to have enough cash to cover all your business needs.
BREAK-EVEN CALCULATIONS
Try to calculate the amount of sales needed for your enterprise to find break-even. Break-even point is the point where your total revenues are equal to your total costs. When you hit break-even point your business will start to earn a profit. Break even (BE) depends on many factors:

CALCULATION:
 - Fixed costs (FC) 
      - Variable costs (VC) 
-  Cost of sa- Price 
   (P) less (CS) 

When you must make predictions, it's safest to be conservative, because something can go wrong and in business it's often happened. It's not good if you are too conservative, because you may find your business without enough capital for your regular growth.

Free Money When You're Unemployed by Laurie Blum
Click here to find out more
The nation's top expert on free money  directs readers to grant funds available  to  help finance everything from grocery bills and the  rent  to  medical expenses. Listed are over 1,000 sources of assistance, complete with names, addresses, amounts available, and special  requirements for  every  grant. Includes information on special programs for middle aged and older Americans. 
SOURCES OF FINANCING
Once  you have listed the start-up costs and operating expenses for your business, you need to look at sources of financing, and then select the source that best suits your business needs. As an entrepreneur, you will find several sources you can tap:

YOUR OWN MONEY - This includes the money you have in bank or other financial institution, as well as money in the form of bonds, GIC (guaranteed investment certificates) or RRSP's (Registered Retirement Savings Plans).

LOVE MONEY - This refers to personal loans from friends, relatives and or potential employees.

TRADE CREDIT - This type of credit allows you to buy merchandise from suppliers on credit, with understanding that you will pay for it in the near future (usually in 30 or 60 days).

MORTGAGE LOANS - If you own your home you can take out a mortgage on it. Remember that you might lose your home if your business fails.

PARTNERS - You can take on a partner and share the start-up costs and other costs.

SMALL BUSINESS ACT LOANS -The Small Business Loans Act guarantees loans from chartered banks to small businesses. In other words, the government is responsible for paying the loan back to the bank if the small business owner cannot. These loans can be taken out to buy equipment, a building, or land. They must be secured with the purchase. That is, if the owner cannot repay the loan, he or she may be required to sell the asset bought with the loan.

VARIOUS GOVERNMENT LOANS - The government (through the different programs) offers grants and loans and loan guarantees to businesses that qualify as exporters or innovators, or businesses that are willing to locate in areas requiring employment. To qualify for most of the funds available through the government, the business must provide ongoing employment and must stimulate economic activity.

BANKS AND TRUST COMPANIES - Banks are in the business of lending money. Before granting your business a loan, bank needs to be assured that you and your enterprise meet specific credit criteria. They are happy to help entrepreneur who has convinced them of the possible success of a business idea. If your credit record is poor, you might be considered too great a risk for a loan.

FEDERAL BUSINESS DEVELOPMENT BANK (FBDB) - This corporation is a lender of last resort. It will lend money to a new or existing business if the business cannot obtain funds anywhere else and if it is convinced that the  the business venture is sound.

SHARES - Once a business has grown to a certain stage, it can raise money from the general public by incorporating and selling shares in the business. These shares has to be issued under the authority of the corporate charter and the securities regulations. However, during good economic conditions this can be an excellent source of funds for a business.

VENTURE CAPITAL - It is usually long-term and risk capital. Companies providing venture capital take an equity position (often in the 20 to 40 percent range) and it's doubtful such partners will remain silent, they'll want to take an active role and consultation on such matters as financial planing &control, accounting and marketing. Because venture capital takes a minority position, they prefer firms that have management with proven ability.

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How to Get a Small Business Loan: A Banker Shows You Exactly What to Do to Get a Loan (Small Business Series , No 1) 
by Bryan E. Milling
 
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