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DEBIT -  In the language of bookkeeping - left side of an account or an entry. 

DEBIT CARD - A bank card that triggers an electronic transfer of funds. Debit cards are used to access automated banking machines and to make a retail payment by transferring money from the customer's to the merchant's bank account. 

DEBT - Something owed to another; a liability or obligation to pay something. 

DEBT CAPITAL - Funds which are borrowed to run a business - from yourself, other individuals or financial institutions. 

DEBT TO EQUITY RATIO - A measure of how much debt your business has in relation to amount of equity, A high level of debt to equity means greater risk for lenders. 

DEBT TO TANGIBLE NET WORTH - Measures how much a business is borrowing in relation to the amount of equity invested in it. To calculate, divide total liabilities by tangible net worth. 

DEFAULT - Failure to pay a debt or meet an obligation. Any debt is a trust and failure to pay it is a violation of a high obligation.

DEMAND - Ask for with authority or claim as a right. In business we speak of paying debt on
"demand", this means that the obligation must be satisfied immediately when requested. 

DEMAND LOAN - A loan on which the bank can demand full repayment at any time. 

DEPRECIATION - The amount of such loss of value, or decrease in value through age, wear or deterioration. It is a normal expense of doing business that must be taken into account. All of the equipment that you buy for a business begins to depreciate immediately and is worth something less as it continues to be used. 



Governmental and Private Foundation Grant Programs
There are more than 25,000 Governmental and Private Foundation Grant Programs available in the U.S. Today. Why haven't you heard about these programs? Because the U.S. Government and Foundations DON'T ADVERTISE them.
Note: Depending on the requirements of the program, you may or may not qualify for the programs, FIND OUT MORE...