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GLOSSARY OF BUSINESS AND FINANCIAL TERMS

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SALARY often SALARIES - Fixed pay for regular work, usually paid every two weeks or monthly.

SALES INVOICE - A copy of the invoice, retained by the seller, to show evidence of the sales transaction.

SECONDARY-TYPE REVENUES - A second source of revenues obtained mostly from investments.

SECURED - Protected or guaranteed.

SERVICE BUSINESS - A retail business that deals in activities for the benefit of others.

SOLE PROPRIETORSHIP - A form of business organization in which one person is the sole owner.

SOURCE DOCUMENTS - Business forms (papers) that show the evidence of business transactions on a certain date.

STRUCTURING A LOAN - The process of making decisions on five main aspects of loan like amount, cost, repayment provisions, security and covenants and conditions-so it meets the borrower's needs and is " bankable" from the bank's point of view.

SPOT RATE - The exchange rate for the immediate delivery of one currency for another. In other words, the exchange rate for buying and selling currency now.
 

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