Debit Card

Debit cards transfer funds from customer's bank account to the business's bank account. The customer gives the card and the business person enters the amount of sale and runs the cards magnetic stripe through the terminal. The customer verifies amount of sale by his/her PIN (Personal Identification Number), same as is used at an banking machine. The amount come out of the customer's account immediately and are credited to the business's account usually at the end of the business day. The business and the customer receive a record of the transaction.

Debit cards are great form of payment and every business should welcome their arrival, because they have so many advantages. 

DEBIT CARD ADVANTAGES
- Reduces business's cost for handling cash.
- All transactions are automatically recorded for both the customer and the business.
- Reduces risks of robbery, shortages, counterfeit.
- Business have same-day credit.
- Customers are not limited by amount of cash they are carrying, and that can boost sales.
- There's no risk (like with bad cheque or credit card), because funds are guaranteed.

DISADVANTAGES 
- Rental fees for equipment (terminal and your electronic equipment)
- Transaction fee, depending on the equipment you use.

Some debit card terminals handle both debit card and credit card transactions. Ask your banker about that.

Governmental and Private Foundation Grant Programs - There are more than 25,000 Governmental and Private Foundation Grant Programs available in the U.S. Today. Why haven't you heard about these programs? Because the U.S. Government and Private Foundations DON'T ADVERTISE these programs. Note: Depending on the requirements of the program, you may or may not qualify for the programs, FIND OUT MORE...

How to Register Your Own Copyright, 5E - Clarifies differences between the various forms of intellectual property Discusses the benefits of copyright registration Explains the necessary steps in registering a copyright Includes the latest cases on music copyright and new regulations Details methods for correcting copyright registration Addresses international copyright registration Contains information regarding licensing or assignment of copyrights Details the appropriate filing fees and locations for payment.

The Entrepreneur's Guide to Patents, Copyrights, Trademarks, Trade Secrets & Licensing - Today, virtually all companies, artists, and innovators run the risk of losing their competitive edge-and big money-by not adequately safeguarding their intellectual property. Written by an expert in intellectual property law, this is the first book to address the full range of legal protections available-patents, copyrights, trademarks, trade secrets, and licensing-with innovative info you won't find elsewhere...