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Anything you design, invent or create is commonly referred as intellectual property and can be protected from competitors. We hope you will discover various and useful business information to help you reach your goals.
 

Credit Card

ADVANTAGES
- Business generally receives same-day or next-day credit for all major cards (like Visa, Master Card).
- Credit card can boost sales because customers tend to buy on impulse.
- Customers enjoy the convenience  of free credit they receive.
- Reduces risks of keeping cash.


DISADVANTAGES
- Risks because you are liable if you accept a card that's stolen or counterfeit.
- Rental fees for equipment.
- Percentage fee of each transaction known as "discount fee" (about two to five per cent, depending on the volume you handle).
- Transaction fee, depending on the equipment you use.

TIPS

Follow all procedures and guidelines from the credit card company:
- Check the number, expiry date, name and signature.
- Circle the expiry date before you hand the sales slip to your customer.
- Verify the card is not on the stolen card list.
- If you have personal computer or electronic cash register ask your banker about software interface, because even you have to buy software with this option you don't have to rent an imprinter or terminal.

OTHER INFO

Credit card accounts may vary, depending on the issuer, so make sure the account meets your needs. 

They usually have an annual fee or fee per transaction, just make sure you're not paying for features you don't use. 

Credit cards are good if you paying off your balance in full by the due date, but if you make only a partial payment you must know that you will be charged a higher interest rate than for a bank loan.


Unclaimed Funds - You may be eligible for a unclaimed money refund. You may have seen special reports on unclaimed money on Oprah®, CNN®, The Wall Street Journal Report, CNBC®, Montel Williams®, and Dateline NBC®.

RECOMMENDED  LITERATURE

Governmental and Private Foundation Grant Programs - There are more than 25,000 Governmental and Private Foundation Grant Programs available in the U.S. Today. Why haven't you heard about these programs? Because the U.S. Government and Private Foundations DON'T ADVERTISE these programs. Note: Depending on the requirements of the program, you may or may not qualify for the programs, FIND OUT MORE...

How to Register Your Own Copyright, 5E - Clarifies differences between the various forms of intellectual property Discusses the benefits of copyright registration Explains the necessary steps in registering a copyright Includes the latest cases on music copyright and new regulations Details methods for correcting copyright registration Addresses international copyright registration Contains information regarding licensing or assignment of copyrights Details the appropriate filing fees and locations for payment.

The Entrepreneur's Guide to Patents, Copyrights, Trademarks, Trade Secrets & Licensing - Today, virtually all companies, artists, and innovators run the risk of losing their competitive edge-and big money-by not adequately safeguarding their intellectual property. Written by an expert in intellectual property law, this is the first book to address the full range of legal protections available-patents, copyrights, trademarks, trade secrets, and licensing-with innovative info you won't find elsewhere...

 
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